Paying one debt at one rate usually trumps eight credit cards at varying rates in the debt game. unsecured personal loans [URL=http://dip.doe-mbi.ucla.edu/mrtg/docs/Coldwell-Banker-Mortgage.html] unsecured personal loans[/URL] http://dip.doe-mbi.ucla.edu/mrtg/docs/Coldwell-Banker-Mortgage.html